Servicemembers' Group Life Insurance (SGLI), Family SGLI (FSGLI), and Veterans' Group Life Insurance (VGLI) Premium Rate Reductions Effective 1 July 2025

1.  Purpose.  To inform all Marines of upcoming 
premium rate reductions for Servicemembers' Group Life Insurance 
(SGLI) and Family Servicemembers' Group Life Insurance (FSGLI).
2.  SGLI Premium Reduction.  Beginning 1 July 2025, all SGLI 
policyholders will receive a premium rate reduction from $0.06 to 
$0.05 per $1,000 of coverage per reference (a). 
2.a.  This change reduces the monthly premium for maximum coverage 
($500,000) from $30 to $25.
2.b.  Including the $1 monthly Traumatic Injury Protection fee,
the total monthly cost for maximum coverage will be $26, saving 
Marines up to $60 annually.
2.c.  No action is required. Discounted premiums will automatically 
be deducted from the Service Members' pay.
3.  FSGLI Premium Reduction.  Beginning July 1, 2025, all FSGLI 
members will see a premium discount at all age brackets, ranging 
from 11 percent to 22 percent.  Most of those insured will see a 
discount of approximately 13 percent per reference (a).
3.a.  Discounted rates will automatically reflect on Leave and 
Earnings Statements based on spousal age in Defense Enrollment 
Eligibility Reporting System.
3.b.  No action is required from the Service Member.
4.  Review and Enrollment.  Service Members are encouraged to review 
SGLI and FSGLI elections via the SGLI Online Enrollment System 
(SOES) on milConnect via https://milconnect.dmdc.osd.mil.
5.  As required by reference (b), Commanders will ensure their 
Marines make an election in SOES upon joining the unit, 
review/update of the Record of Emergency Data, reenlistment, at the 
request of the Marine, request for accelerated benefits, prior to 
deployment, upon activation/mobilization or permanent change of 
station and prior to appellate leave or separation.
6.  For more information, visit https://www.va.gov/life-insurance.
7.  Release authorized by Lieutenant General Michael J.
Borgschulte, Deputy Commandant for Manpower and Reserve Affairs.