Traumatic Injury Protection Under the Servicemembers Group Life Insurance (TSGLI) Program
This MARADMIN announces the establishment of the Traumatic Injury Protection under Servicemembers Group Life Insurance (TSGLI) program, which provides financial compensation to service members recovering from serious traumatic injuries. Effective December 1, 2005, all service members with SGLI coverage will automatically be enrolled in TSGLI for an additional $1.00 monthly premium, with retroactive coverage available for qualifying injuries sustained between October 7, 2001 and November 30, 2005 during OEF/OIF deployments or in combat zone tax exclusion areas.
Issued: December 1, 2005
1. THE EMERGENCY SUPPLEMENTAL APPROPRIATIONS ACT, FOR DEFENSE, THE GLOBAL WAR ON TERROR, AND TSUNAMI RELIEF 2005 (PUBLIC LAW 109-13), ESTABLISHED A TRAUMATIC INJURY INSURANCE PROGRAM (TSGLI) UNDER THE AUSPICES OF THE SGLI PROGRAM. THE PURPOSE OF THE TSGLI PROGRAM IS TO PROVIDE FINANCIAL COMPENSATION TO SERVICE MEMBERS DURING THEIR RECOVERY PERIOD FROM A SERIOUS TRAUMATIC INJURY. TSGLI PAYMENT IS DESIGNED TO ASSIST SERVICE MEMBERS AND THEIR FAMILIES THROUGH A FINITE INJURY RECOVERY PERIOD. IT IS NOT INTENDED TO SERVE AS A LONG-TERM INCOME REPLACEMENT PROGRAM. PAYMENT AMOUNTS ARE DETERMINED BY THE OFFICE OF SERVICEMEMBER'S GROUP LIFE INSURANCE AND ARE BASED ON THE SEVERITY OF INJURY OR COMBINED LOSS OF ABILITY TO PERFORM SPECIFIC ACTIVITIES OF DAILY LIVING. 2. REF A PROVIDES A PROVISION FOR RETROACTIVE PAYMENT FOR MARINES WHO SUFFERED A QUALIFYING LOSS BETWEEN 07 OCT 2001 AND 30 NOV 2005, TO INCLUDE THOSE WHO DID NOT HAVE SGLI COVERAGE. TO BE ELIGIBLE FOR RETROACTIVE COVERAGE, INJURIES MUST HAVE BEEN INCURRED WHILE DELOYED OUTSIDE OF THE UNITED STATES ON ORDERS IN SUPPORT OF OPERATION ENDURING FREEDOM OR OPERATION IRAQI FREEDOM, OR WHILE SERVING IN A GEOGRAPHIC LOCATION THAT QUALIFIED THE SERVICE MEMBER FOR COMBAT ZONE TAX EXCLUSION (CZTE). FOR A COMPLETE LISTING OF ALL SCHEDULED LOSSES AND PAYABLE BENEFITS TO BE PAID AS A RESULT OF THAT SCHEDULED LOSS GO TO WWW.MANPOWER.USMC.MIL/TSGLI 3. EFFECTIVE 1 DEC 2005, ALL SERVICE MEMBERS WHO HAVE SGLI COVERAGE WILL AUTOMATICALLY BECOME INSURED FOR TRAUMATIC INJURY PROTECTION VIA AN AUTOMATIC INCREASE OF $1.00 TO REGULAR SGLI PREMIUMS. TSGLI COVERAGE WILL BE AUTOMATIC UNLESS THE MEMBER MAKES A VALID ELECTION TO DECLINE SGLI COVERAGE. TSGLI COVERAGE WILL NOT APPLY TO SPOUSES, CHILDREN AND (AS OF 1 DECEMBER 2005) SERVICEMEMBERS WHO DO NOT CARRY SGLI COVERAGE. 4. CLAIM PROCESS. INDIVIDUALS MEETING THE CRITERIA IN REF A ARE ENCOURAGED TO COMPLETE AND SUBMIT CLAIM FORM GL.2005.261 (REF B) TO HQMC (MI-TSGLI). THIS FORM CAN BE DOWNLOADED FROM THE MANPOWER AND RESERVE AFFAIRS WEBSITE AT WWW.MANPOWER.USMC.MIL/TSGLI. PART A OF THE FORM IS COMPLETED BY THE SERVICE MEMBER, HIS/HER GUARDIAN, OR ATTORNEY-IN-FACT. PART B IS TO BE COMPLETED BY THE ATTENDING PHYSICIAN. PART A AND B ARE THEN FAXED TO (888) 858-2315 OR EMAILED TO T-SGLI@USMC.MIL OR MAILED TO HEADQUARTERS, U.S. MARINE CORPS MI-TSGLI 3280 RUSSELL ROAD QUANTICO, VA 22134-5143 FOR VERIFICATION AND COMPLETION OF PART C. HQMC WILL FORWARD THE CLAIM TO THE OFFICE OF SERVICE MEMBERS GROUP LIFE INSURANCE FOR DETERMINATION OF PAYMENT AMOUNT AND PAYMENT PROCESSING. 5. ENSURE PAGE 5 (AUTHORIZATION TO RELEASE INFORMATION), OF REF B IS COMPLETED WHEN A CIVILIAN PHYSICIAN COMPLETES AND CERTIFIES PART B. 6. ADDITIONAL PROGRAM AND CLAIMS INFORMATION, TO INCLUDE FREQUENTLY ASKED QUESTIONS, REQUIRED FORMS, POLICY AND PROCEDURES CAN BE OBTAINED BY: VISITING THE TSGLI WEBSITE AT WWW.MANPOWER.USMC.MIL/TSGLI OR THE VA INSURANCE WEBSITE AT WWW.INSURANCE.VA.GOV, BY CALLING THE TSGLI SUPPORT CENTER AT (703) 432-9277, OR EMAILING THE TSGLI SUPPORT CENTER AT T-SGLI@USMC.MIL. 7. POINT OF CONTACT: LTCOL W. GOLDSCHMIDT, PHONE COMM (703) 432-9277, FAX: (888) 858-2315, EMAIL: T-SGLI@USMC.MIL.